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State News

Jun 27, 2020

Nagaland Govt notifies implementation of PM-SVANidhi in State with immediate effect

Nagaland Government has notified the implementation of the PM Street Vendor's Atma Nirbhar Nidhi (PM-SVANidhi) in the State with immediate effect and till March 2022.
PM-SVANidhi is a Special Micro-Credit facility for Street Vendors in urban areas, including surrounding peri-urban and rural areas vending in the geographical limits of the Urban Local Bodies in the State.
According to state DIPR bulletin, the Scheme will be available to all street vendors engaged in vending in urban areas as on or before 24th March, 2020. The Street Vendors will be eligible to avail a collateral-free working capital loan of up to 10 thousand rupees repayable in monthly instalments in the tenure of one year.
On timely repayment of the loan an interest subsidy at the rate of 7 per cent per annum will be credited to the Bank Accounts of beneficiaries through Direct Benefit on quarterly basis.
The lending Institutions under the Scheme include, Scheduled Commercial Banks, Regional Rural Banks, Small Finance Banks, Cooperative Banks, Non-Banking Finance Companies, Micro Finance Institutes and SHG Banks. 
Meanwhile, Small Industries Development Bank of India (SIDBI) will be implementation partner for the Scheme.

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